Critical Illness Insurance (CI)
Critical Illness Insurance is a form of protection that can provide you with a lump sum payment of money should you be diagnosed with a covered critical illness and the survival period is satisfied.
The physical and emotional strain of a Critical Illness can be severe and when combined with the potentially damaging financial impact, the result can be devastating.
Dr Marius Barnard, a heart surgeon from South Africa and the pioneer of Critical Illness in 1983, noticed that while a patient could survive the operation for a serious illness, their finances could not say the same. Dr Barnard coined the phrase ” The patient didn’t lose their life, they lost their life savings”
That’s where the Critical Illness benefit comes in – it will provide you with choices for your recovery that might not otherwise have been available to you. You are free to spend the money as you wish – such as to help cover lost income, to pay for private nursing or out-of-country treatment, for medical equipment or even to pay off your mortgage.
Critical Illness Insurance will help you where you need it most, so you can focus all your energy on recovering.